Upon sign up for the service, a deep credit analysis will be performed. The analysis will review the following items:
Outdated accounts
Inaccurate information
Wrong personal information
Review installment and revolving accounts that have high credit utilization
Have accounts updated/made current
Create a plan for correcting or removing inaccurate information
Create a plan for increasing the credit score based on the five elements of a good score
Create a plan for maintaining a good credit score
Provide a phone consult to go over the plans and information
Provide a report detailing all of the information listed above
Access to a step-by-step audio and video course that explains how to raise your credit score
Access to step-by-step audio and video course that explains how to rebuild credit
Monthly Credit Monitoring
After we have completed the credit analysis, we will assist you in removing the inaccurate information from your credit report. As part of the monthly service plan, you can expect to receive:
Your client file will be analyzed and reviewed
Manual updates and reviews
Response to any correspondence via telephone
Response to correspondence via email
Response to correspondence via fax
Response to correspondence via USPS, UPS or FEDEX
Credit report reviews and updates to determine next course of action
Creation of dispute letters
Mailing of dispute letters
Offer assistance with budget questions
Offer assistance with credit
Ongoing credit education and advice
Budget advice
Access to the education portal
Regular updates to the educational portal with videos, podcasts, article and webinars